CommBank Neo Interest-Free Credit Card
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CommBank · MASTERCARD
The CommBank Neo Interest-Free Credit Card is a credit card from CommBank on the MASTERCARD network. It has an annual fee of A$180.
Verified 12 Sept 2026
Key facts
- Annual fee
- A$180
- Foreign transaction fee
- None
- Network
- MASTERCARD
Benefits and perks
- No interest, no late fees
- A choice of three credit limits; $1,000, $2,000 or $3,000
- Simple monthly fee of $15, $20 or $25, depending on your limit. If you don’t use your card and pay your total balance owing in full, you won't be charged the monthly fee
- No foreign exchange or additional cardholder fees
- Cashback benefits for eligible cardholders through CommBank Yello Cashback Offers in the CommBank app
- Complimentary access to book flights and hotels for eligible customers via Travel Booking (Provided by Hopper). Search for Travel Booking accessible via the CommBank app (search Travel Booking in the search bar)
- No interest on purchases or cash advances. You pay a fixed monthly fee instead of an interest rate.
Questions about the CommBank Neo Interest-Free Credit Card
What is the annual fee on the CommBank Neo Interest-Free Credit Card?
The CommBank Neo Interest-Free Credit Card has an annual fee of A$180.
Is the CommBank Neo Interest-Free Credit Card worth it?
The CommBank Neo Interest-Free Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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