CommBank Smart Credit Card
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CommBank · MASTERCARD
The Smart Credit Card is a credit card from CommBank on the Mastercard network. It has an annual fee of A$228.
Verified 1 Nov 2026
Key facts
- Annual fee
- A$228
- Purchase APR
- 20.99% p.a.
- Foreign transaction fee
- 3.5%
- Network
- MASTERCARD
Benefits and perks
- Up to 44 days interest free on purchases when you pay your closing balance in full.
Questions about the CommBank Smart Credit Card
What is the annual fee on the CommBank Smart Credit Card?
The CommBank Smart Credit Card has an annual fee of A$228.
Is the CommBank Smart Credit Card worth it?
The CommBank Smart Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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