CommBank Ultimate Credit Card

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CommBank · MASTERCARD

The Ultimate Credit Card is a credit card from CommBank on the Mastercard network. It has an annual fee of A$420.

Verified 1 Nov 2026

Key facts

Annual fee
A$420
Purchase APR
20.99% p.a.
Foreign transaction fee
None
Network
MASTERCARD

Benefits and perks

  • Up to 44 days interest free on purchases when you pay your closing balance in full.

Questions about the CommBank Ultimate Credit Card

What is the annual fee on the CommBank Ultimate Credit Card?

The CommBank Ultimate Credit Card has an annual fee of A$420.

Is the CommBank Ultimate Credit Card worth it?

The CommBank Ultimate Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Approval and real earn reports from cardholders are coming to this page soon.

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