DCS Ultimate Platinum UnionPay Card

DCS Ultimate Platinum UnionPay Card

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DCS Card Centre · UNIONPAY

The DCS Ultimate Platinum UnionPay Card is a credit card from DCS Card Centre on the UnionPay network. It has an annual fee of S$196.20. It earns 2% on everything else.

Verified 4 Oct 2026

Key facts

Annual fee
S$196.20
Purchase APR
27.8% p.a.
Foreign transaction fee
3.25%; none in mainland China
Network
UNIONPAY

Reward rates by category

Reward rates for the DCS Ultimate Platinum UnionPay Card by spending category
CategoryRateDetail
Everything else2%All spend, no minimum; capped at S$200 a month

Benefits and perks

  • No transaction fees in mainland China, including through Alipay and WeChat Pay.
  • Complimentary Sands Rewards LifeStyle Elite membership.
  • Up to 30% off at Preferred Hotels & Resorts.
  • First-year annual fee waived.
  • Annual fee waived after that with S$12,000 spent in a year.

Questions about the DCS Ultimate Platinum UnionPay Card

What is the annual fee on the DCS Ultimate Platinum UnionPay Card?

The DCS Ultimate Platinum UnionPay Card has an annual fee of S$196.20.

What rewards does the DCS Ultimate Platinum UnionPay Card earn?

The DCS Ultimate Platinum UnionPay Card earns 2% on everything else.

Is the DCS Ultimate Platinum UnionPay Card worth it?

The DCS Ultimate Platinum UnionPay Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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