Hanseatic Bank GenialCard
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Hanseatic Bank · VISA
The Hanseatic Bank GenialCard is a credit card from Hanseatic Bank on the Visa network. It has an annual fee of €0.
Verified 18 Oct 2026
Key facts
- Annual fee
- €0
- Purchase APR
- 18.3% p.a. (effective 19.92% on €1,500 over 12 months)
- Foreign transaction fee
- 0%
- Network
- VISA
Benefits and perks
- New customers pay no interest on instalments for spending in the first 3 months.
- Repay in full or in instalments of at least 3% of the balance (minimum €20).
- Up to 8% off trips booked through the Urlaubsplus travel portal.
Questions about the Hanseatic Bank GenialCard
What is the annual fee on the Hanseatic Bank GenialCard?
The Hanseatic Bank GenialCard has an annual fee of €0.
Is the Hanseatic Bank GenialCard worth it?
The Hanseatic Bank GenialCard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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