Hanseatic Bank GoldCard
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Hanseatic Bank · VISA
The Hanseatic Bank GoldCard is a credit card from Hanseatic Bank on the Visa network. It has an annual fee of €58.80.
Verified 18 Oct 2026
Key facts
- Annual fee
- €58.80
- Purchase APR
- 16.3% p.a. (effective 25.79% on €1,500 over 12 months, card fee included)
- Foreign transaction fee
- 0%
- Network
- VISA
Benefits and perks
- Repay in full or in instalments of at least 3% of the balance (minimum €20).
- Travel insurance package (HanseMerkur SicherMobil): travel health abroad, trip cancellation and interruption, baggage, flight and baggage delay, ticket and emergency cover.
- Up to 8% off trips booked through the Urlaubsplus travel portal.
Questions about the Hanseatic Bank GoldCard
What is the annual fee on the Hanseatic Bank GoldCard?
The Hanseatic Bank GoldCard has an annual fee of €58.80.
Is the Hanseatic Bank GoldCard worth it?
The Hanseatic Bank GoldCard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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