Home Trust Equityline® Visa
Home Trust · VISA
The Home Trust Equityline® Visa is a credit card from Home Trust on the VISA network. It has an annual fee of C$0.
Key facts
- Annual fee
- C$0
- Purchase APR
- 6.99% - 13.99%
- Foreign transaction fee
- None
- Network
- VISA
Benefits and perks
- High credit limit: Use your home equity to secure anywhere from $20,000 to $1,000,000 in revolving credit. Use it to pay for renovations, a family vacation or other big ticket item. It’s up to you!
- Low interest rate: With the Home Trust Equityline Visa, you have the freedom and flexibility to make your dreams a reality. Depending on your credit history, you can enjoy a low rate between 6.99%–13.99%. Plus there’s NO prepayment penalty when you pay off the entire balance.
- No foreign exchange fees: Whenever you use the Home Trust Equityline Visa for online shopping, or when you take a well-deserved vacation abroad, you pay NO exchange fees on foreign currency transactions.
- Zero Liability policy: Your Equityline Visa also protects you from fraud. With the Visa Zero Liability policy, if someone makes unauthorized purchases using your card number, you pay nothing for their fraudulent activity.
- Purchase Security insurance: Purchase Security insurance is included with your Home Trust Equityline Visa card. It insures eligible items against theft or damage for 90 days from the date of purchase.
- No annual fee: All of the valuable benefits and features of the Home Trust Equityline Visa that you are reading about here are yours for NO annual fee. There’s no catch, just great benefits you can use towards your home, or other projects!
- Worldwide acceptance: Accepted in more than 200 countries and territories, the Home Trust Equityline Visa offers you a secure and reliable method of payment, anywhere in the world. You can also shop safely with contactless payment technology wherever it’s available.
- Online account services: Manage your Home Trust Visa account easily and securely — at anytime from anywhere in the world. Get your balance, view your transactions and pay your bills online at Home Trust Visa Online.
- Digital Wallet ready: Pay for purchases using your mobile device by adding your Home Trust Visa to your Apple Pay, Google Pay or Samsung Pay Digital Wallet.
Rates and fees
Annual membership fee: C$0. Purchase APR: 6.99% - 13.99% variable, based on creditworthiness and the Prime Rate. Foreign transaction fee: 0.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Home Trust Equityline® Visa
What is the annual fee on the Home Trust Equityline® Visa?
The Home Trust Equityline® Visa has an annual fee of C$0.
Is the Home Trust Equityline® Visa worth it?
The Home Trust Equityline® Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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