Home Trust Secured Visa
Home Trust · VISA
The Home Trust Secured Visa is a credit card from Home Trust on the VISA network. It has an annual fee of C$0.
Key facts
- Annual fee
- C$0
- Purchase APR
- 14.90% or 19.99%
- Network
- VISA
Benefits and perks
- Build your credit history: Use your Secured Visa card for your everyday shopping and build your credit history. As long as you keep up to date with your payments, your credit rating will continue to improve.
- No annual fee: All of the valuable benefits and features of the Home Trust Secured Visa are yours for NO annual fee with a 19.99% interest rate, which is only charged when you carry a balance. If you prefer to have a lower interest rate, you can choose to pay an annual fee of only $59 and get a 14.90% interest rate.
- Zero Liability policy: The Visa card that helps build your credit also protects you from fraud. With the Visa Zero Liability policy, if someone makes unauthorized purchases using your card number, you pay nothing for their fraudulent activity.
- Worldwide acceptance: Shop and pay online in more than 200 countries and territories. The Home Trust Secured Visa offers you an immediate and reliable method of payment anywhere in the world. You can also shop safely with contactless payment technology wherever it’s available.
- Online account services: Manage your Home Trust Visa account easily and securely — at anytime from anywhere in the world. Get your balance, view your transactions and pay your bills online at Home Trust Visa Online.
- Digital Wallet ready: Pay for purchases using your mobile device by adding your Home Trust Visa to your Apple Pay, Google Pay or Samsung Pay Digital Wallet.
- Annual fee and interest rate options: $59/14.90% or $0/19.99%
Rates and fees
Annual membership fee: C$0. Purchase APR: 14.90% or 19.99% variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Home Trust Secured Visa
What is the annual fee on the Home Trust Secured Visa?
The Home Trust Secured Visa has an annual fee of C$0.
Is the Home Trust Secured Visa worth it?
The Home Trust Secured Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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