HSBC Advance Credit Card
HSBC Singapore · VISA
The HSBC Advance Credit Card is a credit card from HSBC Singapore on the Visa network. It has an annual fee of S$196.20. It earns 1.50% on everything else. The welcome offer is A Samsonite VOYA Spinner 68cm Exp (worth S$680) or S$200 cashback for S$500 spent, and S$100 more for another S$500, for new HSBC cardholders who give marketing consent and spend by the end of the month after the card opens; existing cardholders get S$50 (offer ends 31 December 2026).
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
- Foreign transaction fee
- Up to 3.25% (2.25% HSBC + up to 1% Visa/Mastercard)
- Network
- VISA
- Welcome offer
- A Samsonite VOYA Spinner 68cm Exp (worth S$680) or S$200 cashback for S$500 spent, and S$100 more for another S$500, for new HSBC cardholders who give marketing consent and spend by the end of the month after the card opens; existing cardholders get S$50 (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1.50% | Cashback on all spend, 2.5% above S$2,000 a month; capped at S$70 a month |
Benefits and perks
- First-year annual fee waived.
- 2.5% cashback in months with more than S$2,000 spent.
- Annual fee waived from the second year with more than S$12,500 spent in the year.
Questions about the HSBC Advance Credit Card
What is the annual fee on the HSBC Advance Credit Card?
The HSBC Advance Credit Card has an annual fee of S$196.20.
What rewards does the HSBC Advance Credit Card earn?
The HSBC Advance Credit Card earns 1.50% on everything else.
Is the HSBC Advance Credit Card worth it?
The HSBC Advance Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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