HSBC TravelOne Credit Card
HSBC Singapore · MASTERCARD
The HSBC TravelOne Credit Card is a credit card from HSBC Singapore on the Mastercard network. It has an annual fee of S$196.20. It earns 1.2x on everything else. The welcome offer is Up to 20,000 miles and a Samsonite ZELTUS 69cm Spinner Exp (worth S$680) for new HSBC cardholders who pay the annual fee and spend S$1,000 by the end of the month after the card opens; existing cardholders get up to 10,000 miles and the luggage (offer ends 31 October 2026).
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
- Foreign transaction fee
- Up to 3.25% (2.25% HSBC + up to 1% Visa/Mastercard)
- Network
- MASTERCARD
- Welcome offer
- Up to 20,000 miles and a Samsonite ZELTUS 69cm Spinner Exp (worth S$680) for new HSBC cardholders who pay the annual fee and spend S$1,000 by the end of the month after the card opens; existing cardholders get up to 10,000 miles and the luggage (offer ends 31 October 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1.2x | Miles per S$1 on local spend (3× Reward points) |
Benefits and perks
- Up to 2.4 miles per S$1 on foreign currency spend.
- Annual fee waived with more than S$25,000 spent in a year.
- Points can be redeemed instantly.
Questions about the HSBC TravelOne Credit Card
What is the annual fee on the HSBC TravelOne Credit Card?
The HSBC TravelOne Credit Card has an annual fee of S$196.20.
What rewards does the HSBC TravelOne Credit Card earn?
The HSBC TravelOne Credit Card earns 1.2x on everything else.
Is the HSBC TravelOne Credit Card worth it?
The HSBC TravelOne Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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