Classic Credit Card
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HSBC UK · VISA
The Classic Credit Card is a credit card from HSBC UK on the VISA network. It has an annual fee of £0.
Verified 12 Sept 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 29.9% p.a. (variable)
- Network
- VISA
Benefits and perks
- No-fuss card management Use online banking or the HSBC Mobile Banking app to check your balance, make payments, freeze your card, and stay in control.
- Purchase protection As with all credit cards, section 75 of the Consumer Credit Act protects purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.
- Offers and discounts Save on shopping, eating out, travel, family days out and more. We regularly update our range of offers, so they'll vary as new ones come in.
- Go digital All HSBC credit cards are contactless and can be used with a digital wallet. For immediate access to spending, you can add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your new card arrives.
Questions about the Classic Credit Card
What is the annual fee on the Classic Credit Card?
The Classic Credit Card has an annual fee of £0.
Is the Classic Credit Card worth it?
The Classic Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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