Purchase Plus Credit Card
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HSBC UK · VISA
The Purchase Plus Credit Card is a credit card from HSBC UK on the VISA network. It has an annual fee of £0.
Verified 12 Sept 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 24.9% p.a. (variable)
- Intro APR
- 0% on purchases for 24 months
- Network
- VISA
Benefits and perks
- Interest-free purchases: 0% interest on purchases for up to 24 months 1 from account opening.
- Interest-free balance transfers: 0% interest for up to 17 months 1 on balance transfers made within 60 days of account opening. A 3.49% fee applies for each balance transferred, minimum £5.
- No annual fee: Good news! There's no annual fee for the Purchase Plus Credit Card.
Questions about the Purchase Plus Credit Card
What is the annual fee on the Purchase Plus Credit Card?
The Purchase Plus Credit Card has an annual fee of £0.
Is the Purchase Plus Credit Card worth it?
The Purchase Plus Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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