Student Credit Card
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HSBC UK · VISA
The Student Credit Card is a credit card from HSBC UK on the VISA network. It has an annual fee of £0.
Verified 12 Sept 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 18.9% p.a. (variable)
- Network
- VISA
Benefits and perks
- Use your credit card abroad You can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks. Fees apply, and non-HSBC cash machines may also charge a fee.
- No-fuss card management Use online banking or the HSBC Mobile Banking app to check your balance, make payments, freeze your card, and stay in control.
- Purchase protection As with all credit cards, section 75 of the Consumer Credit Act protects purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.
- Go digital All HSBC credit cards are contactless and can be used with a digital wallet. For immediate access to spending, you can add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your new card arrives.
Questions about the Student Credit Card
What is the annual fee on the Student Credit Card?
The Student Credit Card has an annual fee of £0.
Is the Student Credit Card worth it?
The Student Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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