Ikano Kort

Ikano Kort

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Ikano Bank · VISA

The Ikano Kort is a credit card from Ikano Bank on the Visa network. It has an annual fee of SEK 0. It earns 0.40% on everything else.

Verified 11 Oct 2026

Key facts

Annual fee
SEK 0
Purchase APR
17.8% p.a. (effective 25.77% on SEK 10,000 over 12 months)
Foreign transaction fee
1.5%
Network
VISA

Reward rates by category

Reward rates for the Ikano Kort by spending category
CategoryRateDetail
Everything else0.40%1 point per SEK 1; every 25,000 points take SEK 100 off the next bill (0.4%)

Benefits and perks

  • Monthly invoice fee SEK 39.
  • Credit limit up to SEK 60,000.
  • Interest-free instalments over 6 or 12 months on purchases of SEK 2,000 or more (SEK 195 plan fee).
  • Travel insurance for the whole family when at least 75% of the trip is paid with the card.

Questions about the Ikano Kort

What is the annual fee on the Ikano Kort?

The Ikano Kort has an annual fee of SEK 0.

What rewards does the Ikano Kort earn?

The Ikano Kort earns 0.40% on everything else.

Is the Ikano Kort worth it?

The Ikano Kort is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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