Mastercard® Black Card®

Mastercard® Black Card®

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Luxury Card · MASTERCARD

The Mastercard® Black Card® is a credit card from Luxury Card on the MASTERCARD network. It earns 2x on travel.

Verified 6 Sept 2026

Key facts

Credit needed
Excellent
Network
MASTERCARD

Reward rates by category

Reward rates for the Mastercard® Black Card® by spending category
CategoryRateDetail
Travel2xEarn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.

Benefits and perks

  • Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
  • Redeem at 2% value for airfare and 1.5% for cash back. For example, when you redeem 50,000 points you will get $1,000 value for airfare or $750 value in cash back, issued as a direct deposit statement credit.
  • $200 Annual Airline Credit: Receive up to $200 in annual statement credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more. No enrollment or airline designation required.
  • $100 Annual Dining Credit: Receive up to $100 in annual statement credits when you use your Luxury Card for restaurant transactions. No enrollment, designated restaurant networks or third-party apps required.
  • Receive up to $120 reimbursement credit for a Global Entry or TSA PreCheck® application fee. Global Entry includes access to TSA PreCheck® with no additional application or fee required.
  • Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dining reservations, everyday tasks such as sending flowers or researching products and services. Available 24/7: Call, email, text, or chat with agents.
  • Enjoy automatic complimentary access to over 1,800 airport lounges. Access includes participating airport restaurants, mini-suites and unlimited visits for yourself as well as your guests.
  • Made of Stainless Steel®: A contactless, patented metal card design that raises the standard.
  • Exclusive Luxury Card Travel® benefits—average value of $750 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $699 ($249 for each Authorized User). Terms and conditions apply.

Questions about the Mastercard® Black Card®

What is the annual fee on the Mastercard® Black Card®?

Woodo does not currently hold verified annual fee data for the Mastercard® Black Card®. Check the issuer's own terms for the current fee.

What rewards does the Mastercard® Black Card® earn?

The Mastercard® Black Card® earns 2x on travel.

What credit score do you need for the Mastercard® Black Card®?

The Mastercard® Black Card® is generally listed for applicants with excellent credit. Approval also depends on income and the issuer's own criteria.

Is the Mastercard® Black Card® worth it?

The Mastercard® Black Card® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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