Mastercard® Titanium Card®

Mastercard® Titanium Card®

No ratings yetNot yet rated

Luxury Card · MASTERCARD

The Mastercard® Titanium Card® is a credit card from Luxury Card on the MASTERCARD network. It earns 2x on travel.

Verified 6 Sept 2026

Key facts

Credit needed
Excellent
Network
MASTERCARD

Reward rates by category

Reward rates for the Mastercard® Titanium Card® by spending category
CategoryRateDetail
Travel2xEarn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.

Benefits and perks

  • Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
  • Redeem at 2% value for airfare and 1% for cash back. For example, when you redeem 50,000 points you will get $1,000 value for airfare or $500 value in cash back, issued as a direct deposit statement credit.
  • Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dining reservations, everyday tasks such as sending flowers or researching products and services. Available 24/7: Call, email, text, or chat with agents.
  • Enjoy automatic complimentary access to over 1,800 airport lounges. Access includes participating airport restaurants, mini-suites and unlimited visits for yourself as well as your guests.
  • Brushed Metal Card: A contactless, patented metal card design that raises the standard.
  • Exclusive Luxury Card Travel® benefits—average value of $750 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $299 ($149 for each Authorized User). Terms and conditions apply.

Questions about the Mastercard® Titanium Card®

What is the annual fee on the Mastercard® Titanium Card®?

Woodo does not currently hold verified annual fee data for the Mastercard® Titanium Card®. Check the issuer's own terms for the current fee.

What rewards does the Mastercard® Titanium Card® earn?

The Mastercard® Titanium Card® earns 2x on travel.

What credit score do you need for the Mastercard® Titanium Card®?

The Mastercard® Titanium Card® is generally listed for applicants with excellent credit. Approval also depends on income and the issuer's own criteria.

Is the Mastercard® Titanium Card® worth it?

The Mastercard® Titanium Card® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement