Macquarie Black Card
No ratings yetNot yet rated
Macquarie · VISA
The Macquarie Black Card is a credit card from Macquarie on the VISA network. It has an annual fee of A$249. It earns 2x on everything else.
Verified 13 Sept 2026
Key facts
- Annual fee
- A$249
- Purchase APR
- 20.70% p.a.
- Foreign transaction fee
- None
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 2x | Earn 2 Macquarie Reward points per $1 spent up to and including $10,000, then earn 0.5 Macquarie Reward points for every $1 spent over $10,000 in a given statement period. |
Benefits and perks
- Earn 2 Macquarie Reward points per $1 spent up to and including $10,000, then earn 0.5 Macquarie Reward points for every $1 spent over $10,000 in a given statement period.
- Redeem your points for eGift cards or Cashback.
- Keep track of your points and redemptions with online and mobile banking. Your points are ready to use whenever you like.
- We don’t charge international purchase fees when you shop overseas or with international online retailers.
- Receive the Visa foreign exchange rate, with no additional fees or charges.
- Overseas Travel Insurance for you, your Spouse and any Dependent Children.
- Card Purchase Cover and Buyer’s Advantage Cover on your eligible purchases.
- Take advantage of up to 55 days interest free on purchases.
- Add your Visa credit card to your mobile or wearable with Apple Pay and Google Pay.
- Lost your card? No need to wait for your new card to arrive - continue using mobile payments in place of your lost, stolen or damaged card.
Questions about the Macquarie Black Card
What is the annual fee on the Macquarie Black Card?
The Macquarie Black Card has an annual fee of A$249.
What rewards does the Macquarie Black Card earn?
The Macquarie Black Card earns 2x on everything else.
Is the Macquarie Black Card worth it?
The Macquarie Black Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Macquarie
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement