Macquarie Platinum Card

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Macquarie · VISA

The Macquarie Platinum Card is a credit card from Macquarie on the VISA network. It has an annual fee of A$149. It earns 1x on everything else.

Verified 13 Sept 2026

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Key facts

Annual fee: A$149
Purchase APR: 20.70% p.a.
Foreign transaction fee: None
Network: VISA

Reward rates by category

Reward rates for the Macquarie Platinum Card by spending category
Category	Rate	Detail
Everything else	1x	Earn 1 Macquarie Reward Point per $1 spent up to and including $5,000, then earn 0.5 Macquarie Reward points for every $1 spent over $5,000 in a given statement period.

Benefits and perks

Earn 1 Macquarie Reward Point per $1 spent up to and including $5,000, then earn 0.5 Macquarie Reward points for every $1 spent over $5,000 in a given statement period.
Redeem your points for eGift cards or Cashback.
Keep track of your points and redemptions with online and mobile banking. Your points are ready to use whenever you like.
We don’t charge international purchase fees when you shop overseas or with international online retailers.
Receive the Visa foreign exchange rate, with no additional fees or charges.
Overseas and domestic Travel Insurance for you, your Spouse and your Dependent Children.
Card Purchase Cover and Buyer’s Advantage Cover on your eligible purchases.
Take advantage of up to 55 days interest free on purchases.
Add your Visa credit card to your mobile or wearable with Apple Pay and Google Pay.
Lost your card? No need to wait for your new card to arrive - continue using mobile payments in place of your lost, stolen or damaged card.

Questions about the Macquarie Platinum Card

What is the annual fee on the Macquarie Platinum Card?

The Macquarie Platinum Card has an annual fee of A$149.

What rewards does the Macquarie Platinum Card earn?

The Macquarie Platinum Card earns 1x on everything else.

Is the Macquarie Platinum Card worth it?

The Macquarie Platinum Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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