MBNA True Line® Gold Mastercard®

MBNA True Line® Gold Mastercard®

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MBNA · MASTERCARD

The MBNA True Line® Gold Mastercard® is a credit card from MBNA on the MASTERCARD network. It has an annual fee of C$39. The welcome offer is With an 10.99% standard interest rate on purchases, this is the lowest rate MBNA card.

Verified 9 Sept 2026

Key facts

Annual fee
C$39
Purchase APR
10.99%
Network
MASTERCARD
Welcome offer
With an 10.99% standard interest rate on purchases, this is the lowest rate MBNA card.

Benefits and perks

  • This low rate card has a 10.99% standard interest rate on eligible purchases.
  • Low Annual Fee of $39.
  • Add up to 9 authorized users with no additional annual fee for each added authorized user.
  • Purchase Assurance Coverage on most items purchased with your MBNA credit card for the first 90 days from the date of purchase. Lifetime total accumulative limit of $60,000 per account.
  • Extended Warranty Benefits Doubles the written warranties for up to one additional year on most new purchases made with your MBNA credit card.
  • Trip Assistance and Legal Assistance Features include support for Lost Document and Ticket Replacement, Lost Luggage Assistance, Pre-trip Information and Legal Assistance.
  • Mastercard Zero Liability As a Mastercard credit card cardholder, you will not be responsible for unauthorized purchases made with your credit card in store, over the telephone,online, mobile device or ATM transactions. Some conditions apply.
  • 2023 RATESDOTCA best low-interest credit card in Canada award
  • Our catalogue of Mastercard products comes with a wide range of benefits and capabilities. There’s a Mastercard that’s right for you
  • Have questions about how to apply for a credit card?
  • Learn about MBNA credit card balance transfers and more
  • We want you to feel comfortable about how we do business by being upfront about billing and payments

Rates and fees

Annual membership fee: C$39. Purchase APR: 10.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 13.99%. Cash advance APR: 24.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the MBNA True Line® Gold Mastercard®

What is the annual fee on the MBNA True Line® Gold Mastercard®?

The MBNA True Line® Gold Mastercard® has an annual fee of C$39.

Is the MBNA True Line® Gold Mastercard® worth it?

The MBNA True Line® Gold Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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