MBNA True Line® Mastercard®
MBNA · MASTERCARD
The MBNA True Line® Mastercard® is a credit card from MBNA on the MASTERCARD network. It has an annual fee of C$0. The welcome offer is Welcome offer: You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening.
Key facts
- Annual fee
- C$0
- Purchase APR
- 12.99%
- Network
- MASTERCARD
- Welcome offer
- Welcome offer: You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening.
Benefits and perks
- This low rate card has a 12.99% standard interest rate on eligible purchases.
- No Annual Fee
- Add up to 9 authorized users ¤ with no additional annual fee for each added authorized user.
- Mastercard® Zero Liability As a Mastercard® credit card cardholder, you will not be responsible for unauthorized ~ purchases made with your credit card in store, over the telephone,online, mobile device or ATM transactions. Some conditions apply.
- 2024 moneyGenius best balance transfer credit card in Canada award
- 2025 RATESDOTCA best balance transfer credit card in Canada award
- Our catalogue of Mastercard products comes with a wide range of benefits and capabilities. There’s a Mastercard that’s right for you
- Have questions about how to apply for a credit card?
- Learn about MBNA credit card balance transfers and more
- We want you to feel comfortable about how we do business by being upfront about billing and payments
- You've found the right fit. Apply for your new card using our simple and secure online credit card application.
Rates and fees
Annual membership fee: C$0. Purchase APR: 12.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 17.99%. Cash advance APR: 24.99%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the MBNA True Line® Mastercard®
What is the annual fee on the MBNA True Line® Mastercard®?
The MBNA True Line® Mastercard® has an annual fee of C$0.
Is the MBNA True Line® Mastercard® worth it?
The MBNA True Line® Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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