Mox Credit Card

Mox Credit Card

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Mox Bank · MASTERCARD

The Mox Credit Card is a credit card from Mox Bank on the Mastercard network. It has an annual fee of HK$0. It earns 3% on groceries, up to 2% on everything else, 1% on everything else.

Verified 8 Oct 2026

Key facts

Annual fee
HK$0
Purchase APR
35.99% APR
Foreign transaction fee
1.95%
Network
MASTERCARD

Reward rates by category

Reward rates for the Mox Credit Card by spending category
CategoryRateDetail
Groceries3%3% CashBack at supermarkets and grocery stores, uncapped
Everything elseup to 2%2% CashBack (or 1 Asia Mile per HK$5) with Mox+, uncapped
Everything else1%1% CashBack (or 1 Asia Mile per HK$10) without Mox+, uncapped

Benefits and perks

  • No foreign currency fees on overseas spending while Asia Miles is the chosen reward, under a Mox promotion.
  • Switch between CashBack and Asia Miles in the app.
  • Send money by FPS from the credit line.
  • Numberless card that also works as the Mox debit card.

Questions about the Mox Credit Card

What is the annual fee on the Mox Credit Card?

The Mox Credit Card has an annual fee of HK$0.

What rewards does the Mox Credit Card earn?

The Mox Credit Card earns 3% on groceries, up to 2% on everything else, 1% on everything else.

Is the Mox Credit Card worth it?

The Mox Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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