ECHO Cashback Mastercard
National Bank of Canada · MASTERCARD
The ECHO Cashback Mastercard is a credit card from National Bank of Canada on the MASTERCARD network. It has an annual fee of C$30. It earns 1.50% on gas & fuel, 1.50% on groceries, 1.50% on online shopping. The welcome offer is The card that offers up to 1.5% cashback and an extended warranty.
Key facts
- Annual fee
- C$30
- Purchase APR
- 20.99%
- Network
- MASTERCARD
- Welcome offer
- The card that offers up to 1.5% cashback and an extended warranty.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Gas & fuel | 1.50% | 1.5% on Gas, grocery and online purchases |
| Groceries | 1.50% | 1.5% on Gas, grocery and online purchases |
| Online shopping | 1.50% | 1.5% on Gas, grocery and online purchases |
| Everything else | 1% | Unlimited 1% on All other purchases |
Benefits and perks
- Up to 1.5% cashback
- Extended warranty
- Purchase protection
- Fraud protection: Benefit from Mastercard's Zero Liability policy 7 - you won't be liable for unauthorized transactions completed with your card.
Rates and fees
Annual membership fee: C$30. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 22.49%. Cash advance APR: 22.49%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the ECHO Cashback Mastercard
What is the annual fee on the ECHO Cashback Mastercard?
The ECHO Cashback Mastercard has an annual fee of C$30.
What rewards does the ECHO Cashback Mastercard earn?
The ECHO Cashback Mastercard earns 1.50% on gas & fuel, 1.50% on groceries, 1.50% on online shopping, 1% on everything else.
Is the ECHO Cashback Mastercard worth it?
The ECHO Cashback Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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