Platinum Mastercard
National Bank of Canada · MASTERCARD
The Platinum Mastercard is a credit card from National Bank of Canada on the MASTERCARD network. It has an annual fee of C$70. It earns 2x on groceries, 2x on dining & restaurants, 1.5x on gas & fuel. The welcome offer is The card that offers up to 2 points per dollar spent and rewards to live life to the fullest.
Key facts
- Annual fee
- C$70
- Purchase APR
- 20.99%
- Network
- MASTERCARD
- Welcome offer
- The card that offers up to 2 points per dollar spent and rewards to live life to the fullest.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 2x | 2 points*/$1 spent on Groceries |
| Dining & restaurants | 2x | 2 points*/$1 spent on Restaurants |
| Gas & fuel | 1.5x | 1.5 points/$1 spent on Gas and electric vehicle charging |
| Bills & utilities | 1.5x | 1.5 points/$1 spent on Recurring bill payments |
| Travel | 1.5x | 1.5 points/$1 spent on À la carte Travel |
| Everything else | 0.7x | 1 point/$1.50 spent on Other purchases |
Benefits and perks
- Up to 2 points per dollar spent
- Exclusive rewards program
- Travel insurance
Rates and fees
Annual membership fee: C$70. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 22.49%. Cash advance APR: 22.49%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Platinum Mastercard
What is the annual fee on the Platinum Mastercard?
The Platinum Mastercard has an annual fee of C$70.
What rewards does the Platinum Mastercard earn?
The Platinum Mastercard earns 2x on groceries, 2x on dining & restaurants, 1.5x on gas & fuel, 1.5x on bills & utilities, 1.5x on travel, 0.7x on everything else.
Is the Platinum Mastercard worth it?
The Platinum Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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