National Bank Platinum Mastercard

National Bank Platinum Mastercard

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National Bank of Canada · MASTERCARD

The Platinum Mastercard is a credit card from National Bank of Canada on the Mastercard network. It earns 2x on groceries, 2x on dining & restaurants, 1.5x on gas & fuel. The welcome offer is The card that offers up to 2 points per dollar spent and rewards to live life to the fullest.

Verified 9 Sept 2026

Key facts

Network
MASTERCARD
Welcome offer
The card that offers up to 2 points per dollar spent and rewards to live life to the fullest.

Reward rates by category

Reward rates for the National Bank Platinum Mastercard by spending category
CategoryRateDetail
Groceries2x2 points*/$1 spent on Groceries
Dining & restaurants2x2 points*/$1 spent on Restaurants
Gas & fuel1.5x1.5 points/$1 spent on Gas and electric vehicle charging
Bills & utilities1.5x1.5 points/$1 spent on Recurring bill payments
Travel1.5x1.5 points/$1 spent on À la carte Travel
Everything else0.67x1 point/$1.50 spent on Other purchases

Benefits and perks

  • Up to 2 points per dollar spent
  • Exclusive rewards program
  • Travel insurance

Questions about the National Bank Platinum Mastercard

What is the annual fee on the National Bank Platinum Mastercard?

Woodo does not currently hold verified annual fee data for the National Bank Platinum Mastercard. Check the issuer's own terms for the current fee.

What rewards does the National Bank Platinum Mastercard earn?

The National Bank Platinum Mastercard earns 2x on groceries, 2x on dining & restaurants, 1.5x on gas & fuel, 1.5x on bills & utilities, 1.5x on travel, 0.67x on everything else.

Is the National Bank Platinum Mastercard worth it?

The National Bank Platinum Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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