OCBC 90°N Card
OCBC · VISA
The OCBC 90°N Card is a credit card from OCBC on the Visa network. It has an annual fee of S$196.20. It earns 1.3x on everything else. The welcome offer is 22,000 miles for new OCBC cardmembers who apply through OCBC and spend S$800 in the first 60 days (offer ends 31 December 2026).
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 27.78% p.a.
- Foreign transaction fee
- 3.25%
- Network
- VISA
- Welcome offer
- 22,000 miles for new OCBC cardmembers who apply through OCBC and spend S$800 in the first 60 days (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1.3x | 90°N Miles per S$1 on SGD spend (1 90°N Mile = 1 KrisFlyer mile or 1% cashback) |
Benefits and perks
- First-year annual fee waived.
- 2.1 miles per S$1 on foreign currency spend.
- Up to 7 miles per S$1 on Agoda bookings.
- Issued as a Visa or a Mastercard.
- Miles never expire.
Questions about the OCBC 90°N Card
What is the annual fee on the OCBC 90°N Card?
The OCBC 90°N Card has an annual fee of S$196.20.
What rewards does the OCBC 90°N Card earn?
The OCBC 90°N Card earns 1.3x on everything else.
Is the OCBC 90°N Card worth it?
The OCBC 90°N Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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