OCBC NXT Credit Card
OCBC · MASTERCARD
The OCBC NXT Credit Card is a credit card from OCBC on the Mastercard network. It has an annual fee of S$163.50. It earns 0.50% on everything else. The welcome offer is S$300 cashback for new OCBC cardmembers who apply through OCBC and spend S$800 in the first 60 days (offer ends 31 December 2026).
Key facts
- Annual fee
- S$163.50
- Purchase APR
- 27.78% p.a.
- Foreign transaction fee
- 3.25%
- Network
- MASTERCARD
- Welcome offer
- S$300 cashback for new OCBC cardmembers who apply through OCBC and spend S$800 in the first 60 days (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.50% | Cash rebate on monthly bills under S$1,000; 1% from S$1,000 |
Benefits and perks
- Annual fee waived for the first 2 years.
- Purchases split automatically over 3 or 6 months, interest-free.
- 1% cash rebate on a monthly bill of S$1,000 or more, capped at S$100 a month.
Questions about the OCBC NXT Credit Card
What is the annual fee on the OCBC NXT Credit Card?
The OCBC NXT Credit Card has an annual fee of S$163.50.
What rewards does the OCBC NXT Credit Card earn?
The OCBC NXT Credit Card earns 0.50% on everything else.
Is the OCBC NXT Credit Card worth it?
The OCBC NXT Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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