Oma Säästöpankki Visa Credit
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Oma Säästöpankki · VISA
The Oma Säästöpankki Visa Credit is a credit card from Oma Säästöpankki on the Visa network. It has an annual fee of €60.
Verified 16 Oct 2026
Key facts
- Annual fee
- €60
- Purchase APR
- 3-month Euribor + 12% (14.07% with Euribor at 2.074%, September 2025; effective 22.41% on €2,000 over 12 months)
- Network
- VISA
Benefits and perks
- Credit limit up to €15,000.
- At least 30 interest-free days on average.
- Purchase protection on purchases over €50.
- Minimum monthly payment 5% of the balance.
- Credit account fee €6 a month.
- For permanent residents of Finland aged 18 or over with a regular income.
Questions about the Oma Säästöpankki Visa Credit
What is the annual fee on the Oma Säästöpankki Visa Credit?
The Oma Säästöpankki Visa Credit has an annual fee of €60.
Is the Oma Säästöpankki Visa Credit worth it?
The Oma Säästöpankki Visa Credit is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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