Oma Säästöpankki Visa Credit/Debit
No ratings yetNot yet rated
Oma Säästöpankki · VISA
The Oma Säästöpankki Visa Credit/Debit is a credit card from Oma Säästöpankki on the Visa network. It has an annual fee of €60.
Verified 16 Oct 2026
Key facts
- Annual fee
- €60
- Purchase APR
- 3-month Euribor + 12% (14.07% with Euribor at 2.074%, September 2025; effective 22.41% on €2,000 over 12 months)
- Network
- VISA
Benefits and perks
- Debit and credit in one card: pay from your account or from the credit.
- At least 30 interest-free days on average.
- Purchase protection on purchases over €50.
- Credit account fee €6 a month.
- For permanent residents of Finland aged 18 or over with a regular income.
Questions about the Oma Säästöpankki Visa Credit/Debit
What is the annual fee on the Oma Säästöpankki Visa Credit/Debit?
The Oma Säästöpankki Visa Credit/Debit has an annual fee of €60.
Is the Oma Säästöpankki Visa Credit/Debit worth it?
The Oma Säästöpankki Visa Credit/Debit is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Oma Säästöpankki
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement