K-Plussa Maksuaika

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OP · MASTERCARD

The K-Plussa Maksuaika is a credit card from OP on the Mastercard network. It has an annual fee of €0.

Verified 16 Oct 2026

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Key facts

Annual fee: €0
Purchase APR: 3-month Euribor + 10.95% (13.01% with Euribor at 2.06%, April 2026; effective 19.87% on €1,500 over 12 months)
Foreign transaction fee: 2.5%
Network: MASTERCARD

Benefits and perks

Credit limit €1,000 to €10,000.
Product Protection Insurance on purchases for 365 days for owner-customers.
On average 35 interest-free days on purchases.
Earns K-Plussa points faster in K-Group stores.
Open to customers of any bank.
Account fee €5 a month when the credit carries interest.

Questions about the K-Plussa Maksuaika

What is the annual fee on the K-Plussa Maksuaika?

The K-Plussa Maksuaika has an annual fee of €0.

Is the K-Plussa Maksuaika worth it?

The K-Plussa Maksuaika is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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