OP Platinum
No ratings yetNot yet rated
OP · VISA
The OP Platinum is a credit card from OP on the Visa network. It has an annual fee of €600.
Verified 16 Oct 2026
Key facts
- Annual fee
- €600
- Purchase APR
- 3-month Euribor + 8.95% (11.01% with Euribor at 2.06%, April 2026; effective 17.88% on €2,000 over 12 months)
- Foreign transaction fee
- 2.5%
- Network
- VISA
Benefits and perks
- Credit limit €2,000 to €20,000.
- Debit and credit in one card: pay from your account or from the credit.
- Travel insurance, comprehensive, for you and your family.
- Unlimited visits to airport lounges, rental car insurance, emergency cash advance and emergency assistance services.
- Product Protection Insurance on purchases for 365 days.
- Event ticket insurance up to €3,000 a month.
- Data and identity theft protection.
- Selected travel, food and drink, shopping, wellbeing, culture and sports benefits.
- On average 35 interest-free days on purchases.
- K-Plussa loyalty can be added to the card.
- Account fee €3.50 a month when the credit carries interest.
Questions about the OP Platinum
What is the annual fee on the OP Platinum?
The OP Platinum has an annual fee of €600.
Is the OP Platinum worth it?
The OP Platinum is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from OP
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement