Openbank BestCard Premium
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Openbank · VISA
The Openbank BestCard Premium is a credit card from Openbank on the Visa network. It has an annual fee of €118.80.
Verified 18 Oct 2026
Key facts
- Annual fee
- €118.80
- Purchase APR
- 16.72% p.a. effective
- Foreign transaction fee
- 0%
- Network
- VISA
Benefits and perks
- Pay the bill in full or in monthly instalments of 5% or more (minimum €25).
- 7% back on trips booked through the Urlaubsplus travel portal.
- Purchase insurance against burglary and destruction, and an extended warranty on household and electrical goods.
- Travel health insurance abroad and trip cancellation and interruption cover up to €10,000 of trip cost.
- Baggage and flight delay insurance.
- Full cover for rental cars.
- Vehicle breakdown cover in Europe.
- Emergency cash up to €1,500 if the card is lost.
Questions about the Openbank BestCard Premium
What is the annual fee on the Openbank BestCard Premium?
The Openbank BestCard Premium has an annual fee of €118.80.
Is the Openbank BestCard Premium worth it?
The Openbank BestCard Premium is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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