Openbank BestCard Smart
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Openbank · VISA
The Openbank BestCard Smart is a credit card from Openbank on the Visa network. It has an annual fee of €24.
Verified 18 Oct 2026
Key facts
- Annual fee
- €24
- Purchase APR
- 16.72% p.a. effective
- Foreign transaction fee
- 0%
- Network
- VISA
Benefits and perks
- Pay the bill in full or in monthly instalments of 5% or more (minimum €25).
- 5% back on trips booked through the Urlaubsplus travel portal.
- Purchase insurance against burglary and destruction, and an extended warranty on household and electrical goods.
Questions about the Openbank BestCard Smart
What is the annual fee on the Openbank BestCard Smart?
The Openbank BestCard Smart has an annual fee of €24.
Is the Openbank BestCard Smart worth it?
The Openbank BestCard Smart is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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