P&N Bank Visa Classic
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P&N Bank · VISA
The P&N Bank Visa Classic is a credit card from P&N Bank on the Visa network. It has an annual fee of A$49.
Verified 24 Oct 2026
Key facts
- Annual fee
- A$49
- Purchase APR
- 11.99% p.a.
- Network
- VISA
Benefits and perks
- An affordable, no-frills credit card, ideal for people who value simplicity and a low interest rate
- Up to 45 days interest-free on purchases
- Same low rate on balance transfers
- Minimum credit limit $1,000
- Late payment fee $5
Questions about the P&N Bank Visa Classic
What is the annual fee on the P&N Bank Visa Classic?
The P&N Bank Visa Classic has an annual fee of A$49.
Is the P&N Bank Visa Classic worth it?
The P&N Bank Visa Classic is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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