P&N Bank Visa Platinum

P&N Bank Visa Platinum

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P&N Bank · VISA · platinum

The P&N Bank Visa Platinum is a credit card from P&N Bank on the Visa network. It has an annual fee of A$99.

Verified 24 Oct 2026

Key facts

Annual fee
A$99
Purchase APR
11.99% p.a.
Network
VISA

Benefits and perks

  • Our low rate credit card with the frills
  • Included are a suite of insurance plans and platinum services
  • Up to 45 days interest-free on purchases
  • Same low rate on balance transfers
  • Minimum credit limit $6,000
  • Late payment fee $5

Questions about the P&N Bank Visa Platinum

What is the annual fee on the P&N Bank Visa Platinum?

The P&N Bank Visa Platinum has an annual fee of A$99.

Is the P&N Bank Visa Platinum worth it?

The P&N Bank Visa Platinum is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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