
P&N Bank Visa Platinum
No ratings yetNot yet rated
P&N Bank · VISA · platinum
The P&N Bank Visa Platinum is a credit card from P&N Bank on the Visa network. It has an annual fee of A$99.
Verified 24 Oct 2026
Key facts
- Annual fee
- A$99
- Purchase APR
- 11.99% p.a.
- Network
- VISA
Benefits and perks
- Our low rate credit card with the frills
- Included are a suite of insurance plans and platinum services
- Up to 45 days interest-free on purchases
- Same low rate on balance transfers
- Minimum credit limit $6,000
- Late payment fee $5
Questions about the P&N Bank Visa Platinum
What is the annual fee on the P&N Bank Visa Platinum?
The P&N Bank Visa Platinum has an annual fee of A$99.
Is the P&N Bank Visa Platinum worth it?
The P&N Bank Visa Platinum is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from P&N Bank
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement