moi RBC Visa
RBC Royal Bank · VISA
The moi RBC Visa is a credit card from RBC Royal Bank on the VISA network. It has an annual fee of C$0. It earns 2x on dining & restaurants.
Key facts
- Annual fee
- C$0
- Purchase APR
- 20.99%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 2x | 2x on dining |
Benefits and perks
- Earn on So Much More: Earn Moi points on all qualifying purchases, plus even more at qualifying stores when you use both your Moi card and moi RBC Visa credit card.
- Redeem Points Your Way: Use your Moi points for products you already buy. Only 500 Moi points gets you $4 off your purchase at nearly 900 participating stores.
- Get Comprehensive Insurance Coverage: Enjoy more peace of mind with mobile device insurance, purchase security and extended warranty coverage.
Rates and fees
Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the moi RBC Visa
What is the annual fee on the moi RBC Visa?
The moi RBC Visa has an annual fee of C$0.
What rewards does the moi RBC Visa earn?
The moi RBC Visa earns 2x on dining & restaurants.
Is the moi RBC Visa worth it?
The moi RBC Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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