RBC Business Cash Back Mastercard
RBC Royal Bank · MASTERCARD
The RBC Business Cash Back Mastercard is a credit card from RBC Royal Bank on the MASTERCARD network. It has an annual fee of C$0.
Key facts
- Annual fee
- C$0
- Purchase APR
- 19.99%
- Network
- MASTERCARD
Benefits and perks
- Not sure if this is the right credit card for your business?: Tell us about your business and we will provide a personalized card recommendation.
- Earn Cash Back on Purchases: Earn 1% cash back on purchases * made on the card.
- Take Your Credit When You Want It: Once your cash back balance reaches $25 or more, you can have the full amount credited to your account at any time. Otherwise the cash back rewards will automatically be credited to your account every January.
- Automatic Enrolment in Mastercard’s Easy Savings Program: The Easy Savings Program provides you and your business with automatic rebates on products and services from participating merchants.
- Instant Fuel Savings at Petro-Canada: Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.
- Get $0 delivery fees for 3 months from DoorDash: Add your eligible RBC credit card to your DoorDash account to:
- RBC Offers: Sign in with your business account to see your offers from great brands. Load offers to get cash savings or to earn bonus points faster on business spend.
- Earn 3x Canadian Tire Money: at Canadian Tire, Sport Chek, Mark's, and more when you scan your Triangle Rewards card and pay with your linked RBC Card.
Rates and fees
Annual membership fee: C$0. Purchase APR: 19.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the RBC Business Cash Back Mastercard
What is the annual fee on the RBC Business Cash Back Mastercard?
The RBC Business Cash Back Mastercard has an annual fee of C$0.
Is the RBC Business Cash Back Mastercard worth it?
The RBC Business Cash Back Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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