RBC Cash Back Preferred World Elite Mastercard

RBC Cash Back Preferred World Elite Mastercard

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RBC Royal Bank · MASTERCARD

The RBC Cash Back Preferred World Elite Mastercard is a credit card from RBC Royal Bank on the MASTERCARD network. It has an annual fee of C$99.

Verified 10 Sept 2026

Key facts

Annual fee
C$99
Purchase APR
20.99%
Network
MASTERCARD

Benefits and perks

  • Earn Unlimited Cash Back on Everything: Get up to 1.5% cash back on all your spending, with no limit to the total cash back you earn.
  • Unlock Exclusive Deals and Benefits: Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro-Canada, Rexall and DoorDash.
  • Enjoy Mastercard World Elite Benefits: Get access to 1,300+ airport lounges worldwide with Dragon Pass and access on-demand apps and subscription services, all through Mastercard World Elite.
  • Get Insurance Coverage: Enjoy more peace of mind with purchase security and extended warranty coverage, plus protection for your rental car.

Rates and fees

Annual membership fee: C$99. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the RBC Cash Back Preferred World Elite Mastercard

What is the annual fee on the RBC Cash Back Preferred World Elite Mastercard?

The RBC Cash Back Preferred World Elite Mastercard has an annual fee of C$99.

Is the RBC Cash Back Preferred World Elite Mastercard worth it?

The RBC Cash Back Preferred World Elite Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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