RBC ION+ Visa
RBC Royal Bank · VISA
The RBC ION+ Visa is a credit card from RBC Royal Bank on the VISA network. It has an annual fee of C$48. It earns 3x on groceries, 1x on everything else.
Key facts
- Annual fee
- C$48
- Purchase APR
- 20.99%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 3x | 3x on groceries |
| Everything else | 1x | 1x on all other qualifying purchases |
Benefits and perks
- Discover New Ways to Earn and Redeem: Earn Avion points on everyday purchases and redeem them for gift cards, merchandise and more.
- Get Standard Insurance Coverage: Enjoy more peace of mind with mobile device insurance, purchase security and extended warranty coverage.
- Students or Anyone 24 and Younger Receive an Annual Fee Rebate: Get the annual fee rebated if you open an RBC Advantage™ Banking Account for Students.
- Unlock Deals from Avion Rewards: Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro-Canada, Rexall and DoorDash.
Rates and fees
Annual membership fee: C$48. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the RBC ION+ Visa
What is the annual fee on the RBC ION+ Visa?
The RBC ION+ Visa has an annual fee of C$48.
What rewards does the RBC ION+ Visa earn?
The RBC ION+ Visa earns 3x on groceries, 1x on everything else.
Is the RBC ION+ Visa worth it?
The RBC ION+ Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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