RBC Visa Classic Low Rate Option
RBC Royal Bank · VISA
The RBC Visa Classic Low Rate Option is a credit card from RBC Royal Bank on the VISA network. It has an annual fee of C$20.
Key facts
- Annual fee
- C$20
- Purchase APR
- 12.99%
- Network
- VISA
Benefits and perks
- Enjoy a Consistently Low Interest Rate: Get a low, fixed annual interest rate of 12.99% on purchases and cash advances including balance transfers.
- Shop With Confidence: Your RBC Visa Classic Low Rate Option card includes purchase security and extended warranty coverage.
- Access Funds Whenever, Wherever: Accepted wherever you see the Visa logo, at more than one million ATMs and 24 million establishments in 170 countries Worldwide.
- Unlock Exclusive Partner Offers: Get special partner offers from brands like Petro Canada, Rexall and DoorDash.
Rates and fees
Annual membership fee: C$20. Purchase APR: 12.99%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the RBC Visa Classic Low Rate Option
What is the annual fee on the RBC Visa Classic Low Rate Option?
The RBC Visa Classic Low Rate Option has an annual fee of C$20.
Is the RBC Visa Classic Low Rate Option worth it?
The RBC Visa Classic Low Rate Option is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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