RBC Visa CreditLine for Small Business

RBC Visa CreditLine for Small Business

No ratings yetNot yet rated

RBC Royal Bank · VISA

The RBC Visa CreditLine for Small Business is a credit card from RBC Royal Bank on the VISA network. It has an annual fee of C$0.

Verified 10 Sept 2026

Key facts

Annual fee
C$0
Purchase APR
From Prime + 2.9% to 11.9%
Network
VISA

Benefits and perks

  • Not sure if this is the right credit card for your business?: Tell us about your business and we will provide a personalized card recommendation.
  • Earn Avion Points: Earn 1 Avion Rewards point for every $2 spent in net purchases with your card. Check out the RBC Business Rewards Calculator to see how quickly your points can add up!
  • Redeem for Merchandise, Gift Cards or Financial Rewards: Avion Points can be used for more than just travel - use your points to invest in your business, provide incentives to employees, pay back your balance or simply reward yourself.
  • Keep Track of Your Business Spending: A dedicated business credit card lets you separate your business and personal expenses, which can help identify tax-deductible purchases.
  • Instant Fuel Savings at Petro-Canada: Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points and Avion Points.
  • Get $0 delivery fees for 3 months from DoorDash: Add your eligible RBC credit card to your DoorDash account to:
  • Earn 3x Canadian Tire Money: at Canadian Tire, Sport Chek, Mark's, and more when you scan your Triangle Rewards card and pay with your linked RBC Card.
  • Earn Rewards: Earn bonus points while you shop, make your Avion Rewards credit card even more rewarding.
  • Redeem Rewards: Redeem points online for the latest tech products at Apple and Best Buy, gift cards/certificates at today’s hottest stores, specially selected merchandise items or RBC Financial Rewards.
  • Avion Rewards: Whether you want to reward yourself or your employees, or even reinvest in your business, Avion Rewards provides you with plenty of redemption options.

Rates and fees

Annual membership fee: C$0. Purchase APR: From Prime + 2.9% to 11.9% variable, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the RBC Visa CreditLine for Small Business

What is the annual fee on the RBC Visa CreditLine for Small Business?

The RBC Visa CreditLine for Small Business has an annual fee of C$0.

Is the RBC Visa CreditLine for Small Business worth it?

The RBC Visa CreditLine for Small Business is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement