WestJet RBC Mastercard
RBC Royal Bank · MASTERCARD
The WestJet RBC Mastercard is a credit card from RBC Royal Bank on the MASTERCARD network. It has an annual fee of C$39. It earns 1.5x on travel, 1.5x on dining & restaurants, 1x on everything else.
Key facts
- Annual fee
- C$39
- Purchase APR
- 20.99%
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 1.5x | 1.5x on westjet flights |
| Dining & restaurants | 1.5x | 1.5x on restaurants |
| Everything else | 1x | 1x on everyday purchases use westjet points your way fly for less |
Benefits and perks
- Redeem Points Your Way: Redeem WestJet points to cover all or part of your flight (including taxes, fees), vacation packages, and more. The best part? WestJet points don’t expire.
- Earn on Everyday Spending: Earn WestJet points on everyday purchases and earn more on restaurants, food delivery, and digital subscriptions, streaming services, and digital games.
- Enjoy Companion Vouchers & Flexible Exchanges: Get a welcome round-trip companion voucher starting from $199 CAD (plus taxes, fees, charges and other ATC) after first purchase on your card. Your annual companion voucher will be issued each year thereafter when you spend a minimum of $2,500 annually, or exchange it for a 25% discount on a base airfare or 5,000 WestJet points.
- Fly for Less: Use your WestJet points to pay for flights including taxes, fees, and surcharges. Start redeeming with as few as 2,500 points and even cover the full cost of your trip.
- Enhance Every Journey: Redeem your points for seat selection, checked bags, or cabin upgrades. Enjoy added comfort and convenience every time you take off.
- Unlock Exclusive Deals: Access Member Exclusive Fares available only to WestJet Rewards members and stretch your points further.
- Use Points Beyond Travel: Not heading out just yet? Redeem your WestJet points at the WestJet Rewards eStore for gift cards, tech, home essentials, and more from your favourite brands.
Rates and fees
Annual membership fee: C$39. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the WestJet RBC Mastercard
What is the annual fee on the WestJet RBC Mastercard?
The WestJet RBC Mastercard has an annual fee of C$39.
What rewards does the WestJet RBC Mastercard earn?
The WestJet RBC Mastercard earns 1.5x on travel, 1.5x on dining & restaurants, 1x on everything else.
Is the WestJet RBC Mastercard worth it?
The WestJet RBC Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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