Scotiabank American Express® Card
Scotiabank · AMEX
The Scotiabank American Express® Card is a credit card from Scotiabank on the AMEX network. It has an annual fee of C$0. It earns 3x on groceries. The welcome offer is Earn up to 10,000 bonus Scene+ points within your first 3 months (that’s up to $100 towards travel).
Key facts
- Annual fee
- C$0
- Purchase APR
- 21.99%
- Network
- AMEX
- Welcome offer
- Earn up to 10,000 bonus Scene+ points within your first 3 months (that’s up to $100 towards travel).
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 3x | 3x on every $1 you spend at sobeys |
Benefits and perks
- Get up to 11¢/L in value on fuel purchases at Shell stations
- Enjoy no annual fee
- Make the most of exclusive Amex Experiences
Rates and fees
Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Scotiabank American Express® Card
What is the annual fee on the Scotiabank American Express® Card?
The Scotiabank American Express® Card has an annual fee of C$0.
What rewards does the Scotiabank American Express® Card earn?
The Scotiabank American Express® Card earns 3x on groceries.
Is the Scotiabank American Express® Card worth it?
The Scotiabank American Express® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Scotiabank
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement