Scotiabank American Express® Card (for students)
Scotiabank · AMEX
The Scotiabank American Express® Card (for students) is a credit card from Scotiabank on the AMEX network. It has an annual fee of C$0. It earns 3x on groceries. The welcome offer is Earn up to 10,000 bonus Scene+ points within your first 3 months (that’s up to $100 towards travel).
Key facts
- Annual fee
- C$0
- Purchase APR
- 21.99%
- Network
- AMEX
- Welcome offer
- Earn up to 10,000 bonus Scene+ points within your first 3 months (that’s up to $100 towards travel).
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 3x | 3x on every $1 you spend at sobeys |
Benefits and perks
- Get up to 11¢/L in value on fuel purchases at Shell stations
- Enjoy no annual fee
- Make the most of exclusive Amex Experiences
- Domestic students: If you’re Canadian or a permanent resident, you can apply online within minutes.
Rates and fees
Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Scotiabank American Express® Card (for students)
What is the annual fee on the Scotiabank American Express® Card (for students)?
The Scotiabank American Express® Card (for students) has an annual fee of C$0.
What rewards does the Scotiabank American Express® Card (for students) earn?
The Scotiabank American Express® Card (for students) earns 3x on groceries.
Is the Scotiabank American Express® Card (for students) worth it?
The Scotiabank American Express® Card (for students) is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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