Scotiabank Gold American Express® Card
Scotiabank · AMEX
The Scotiabank Gold American Express® Card is a credit card from Scotiabank on the AMEX network. It has an annual fee of C$120. It earns 6x on groceries. The welcome offer is Earn up to $950 in welcome offers, first year rewards and savings value, including up to 50,000 bonus Scene+ points.
Key facts
- Annual fee
- C$120
- Purchase APR
- 21.99%
- Foreign transaction fee
- None
- Network
- AMEX
- Welcome offer
- Earn up to $950 in welcome offers, first year rewards and savings value, including up to 50,000 bonus Scene+ points.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 6x | 6x on every $1 cad you spend in canada at sobeys |
Benefits and perks
- Get up to 12¢/L in value on fuel purchases at Shell stations
- Earn up to 6X the Scene+ points
- No foreign transaction fees
Rates and fees
Annual membership fee: C$120. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%. Foreign transaction fee: 0.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Scotiabank Gold American Express® Card
What is the annual fee on the Scotiabank Gold American Express® Card?
The Scotiabank Gold American Express® Card has an annual fee of C$120.
What rewards does the Scotiabank Gold American Express® Card earn?
The Scotiabank Gold American Express® Card earns 6x on groceries.
Is the Scotiabank Gold American Express® Card worth it?
The Scotiabank Gold American Express® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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