Scotia Momentum® Mastercard credit card
Scotiabank · MASTERCARD
The Scotia Momentum® Mastercard credit card is a credit card from Scotiabank on the MASTERCARD network. It has an annual fee of C$0. It earns 1% on gas & fuel. The welcome offer is 7.99% introductory interest rate on purchases for the first 6 months (20.99% after that; annual fee $0).
Key facts
- Annual fee
- C$0
- Purchase APR
- 20.99%
- Network
- MASTERCARD
- Welcome offer
- 7.99% introductory interest rate on purchases for the first 6 months (20.99% after that; annual fee $0).
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Gas & fuel | 1% | 1% on all eligible gas station |
Benefits and perks
- Get up to 6¢/L in value on fuel purchases at Shell stations
- Earn up to 1% cash back on eligible purchases
- Take advantage of Mastercard’s Priceless experiences
Rates and fees
Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Scotia Momentum® Mastercard credit card
What is the annual fee on the Scotia Momentum® Mastercard credit card?
The Scotia Momentum® Mastercard credit card has an annual fee of C$0.
What rewards does the Scotia Momentum® Mastercard credit card earn?
The Scotia Momentum® Mastercard credit card earns 1% on gas & fuel.
Is the Scotia Momentum® Mastercard credit card worth it?
The Scotia Momentum® Mastercard credit card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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