Scotia Momentum® Visa Card

Scotia Momentum® Visa Card

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Scotiabank · VISA

The Scotia Momentum® Visa Card is a credit card from Scotiabank on the Visa network. The welcome offer is Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).

Verified 9 Sept 2026

Key facts

Network
VISA
Welcome offer
Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).

Benefits and perks

  • Get up to 7¢/L in value on fuel purchases at Shell stations
  • Earn up to 2% cash back on select purchases
  • Redeem your Cash Back at any time ($25 minimum)

Questions about the Scotia Momentum® Visa Card

What is the annual fee on the Scotia Momentum® Visa Card?

Woodo does not currently hold verified annual fee data for the Scotia Momentum® Visa Card. Check the issuer's own terms for the current fee.

Is the Scotia Momentum® Visa Card worth it?

The Scotia Momentum® Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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