Scotia Momentum® Visa Card
Scotiabank · VISA
The Scotia Momentum® Visa Card is a credit card from Scotiabank on the VISA network. It has an annual fee of C$49. The welcome offer is Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).
Key facts
- Annual fee
- C$49
- Purchase APR
- 20.99%
- Network
- VISA
- Welcome offer
- Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).
Benefits and perks
- Get up to 7¢/L in value on fuel purchases at Shell stations
- Earn up to 2% cash back on select purchases
- Redeem your Cash Back at any time ($25 minimum)
Rates and fees
Annual membership fee: C$49. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Scotia Momentum® Visa Card
What is the annual fee on the Scotia Momentum® Visa Card?
The Scotia Momentum® Visa Card has an annual fee of C$49.
Is the Scotia Momentum® Visa Card worth it?
The Scotia Momentum® Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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