Scotiabank Value® Visa Card

Scotiabank Value® Visa Card

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Scotiabank · VISA

The Scotiabank Value® Visa Card is a credit card from Scotiabank on the VISA network. It has an annual fee of C$29. The welcome offer is 0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee. Plus pay no annual fee in the first year.

Verified 9 Sept 2026

Key facts

Annual fee
C$29
Purchase APR
13.99%
Network
VISA
Welcome offer
0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee. Plus pay no annual fee in the first year.

Benefits and perks

  • Get up to 5¢/L in value on fuel purchases at Shell stations
  • Save up to hundreds on interest every year
  • Pay down higher interest rate balances faster

Rates and fees

Annual membership fee: C$29. Purchase APR: 13.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 13.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Scotiabank Value® Visa Card

What is the annual fee on the Scotiabank Value® Visa Card?

The Scotiabank Value® Visa Card has an annual fee of C$29.

Is the Scotiabank Value® Visa Card worth it?

The Scotiabank Value® Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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