
Scotiabank Value® Visa Card
Scotiabank · VISA
The Scotiabank Value® Visa Card is a credit card from Scotiabank on the VISA network. It has an annual fee of C$29. The welcome offer is 0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee. Plus pay no annual fee in the first year.
Key facts
- Annual fee
- C$29
- Purchase APR
- 13.99%
- Network
- VISA
- Welcome offer
- 0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee. Plus pay no annual fee in the first year.
Benefits and perks
- Get up to 5¢/L in value on fuel purchases at Shell stations
- Save up to hundreds on interest every year
- Pay down higher interest rate balances faster
Rates and fees
Annual membership fee: C$29. Purchase APR: 13.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 13.99%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Scotiabank Value® Visa Card
What is the annual fee on the Scotiabank Value® Visa Card?
The Scotiabank Value® Visa Card has an annual fee of C$29.
Is the Scotiabank Value® Visa Card worth it?
The Scotiabank Value® Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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