Scotiabank Value® Visa Card (for students)
Scotiabank · VISA
The Scotiabank Value® Visa Card (for students) is a credit card from Scotiabank on the VISA network. It has an annual fee of C$29. The welcome offer is 0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee. Plus pay no annual fee in the first year.
Key facts
- Annual fee
- C$29
- Purchase APR
- 13.99%
- Network
- VISA
- Welcome offer
- 0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee. Plus pay no annual fee in the first year.
Benefits and perks
- Get up to 5¢/L in value on fuel purchases at Shell stations
- Save up to hundreds on interest every year
- Pay down higher interest rate balances faster
- Domestic students: If you’re Canadian or a permanent resident, you can apply online within minutes.
Rates and fees
Annual membership fee: C$29. Purchase APR: 13.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 13.99%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Scotiabank Value® Visa Card (for students)
What is the annual fee on the Scotiabank Value® Visa Card (for students)?
The Scotiabank Value® Visa Card (for students) has an annual fee of C$29.
Is the Scotiabank Value® Visa Card (for students) worth it?
The Scotiabank Value® Visa Card (for students) is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Scotiabank
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement