Shanghai Commercial Bank Platinum Credit Card

Shanghai Commercial Bank Platinum Credit Card

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Shanghai Commercial Bank · VISA

The Shanghai Commercial Bank Platinum Credit Card is a credit card from Shanghai Commercial Bank on the Visa network. It has an annual fee of HK$1,200. The welcome offer is Up to HK$1,000 cash rebate for new customers (HK$600 of it for spending HK$9,000, the rest for an instalment plan, Octopus automatic add value and a bill payment), or a 12-month interest-free cash instalment of up to HK$100,000.

Verified 8 Oct 2026

Key facts

Annual fee
HK$1,200
Purchase APR
35.91% APR
Foreign transaction fee
1.95%
Network
VISA
Welcome offer
Up to HK$1,000 cash rebate for new customers (HK$600 of it for spending HK$9,000, the rest for an instalment plan, Octopus automatic add value and a bill payment), or a 12-month interest-free cash instalment of up to HK$100,000

Benefits and perks

  • Comes as a Visa or a Mastercard.
  • Up to 6% cash rebate on designated spending, under a Shanghai Commercial Bank offer.

Questions about the Shanghai Commercial Bank Platinum Credit Card

What is the annual fee on the Shanghai Commercial Bank Platinum Credit Card?

The Shanghai Commercial Bank Platinum Credit Card has an annual fee of HK$1,200.

Is the Shanghai Commercial Bank Platinum Credit Card worth it?

The Shanghai Commercial Bank Platinum Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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