Shanghai Commercial Bank UnionPay Dual Currency Diamond Credit Card

Shanghai Commercial Bank UnionPay Dual Currency Diamond Credit Card

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Shanghai Commercial Bank · UNIONPAY

The Shanghai Commercial Bank UnionPay Dual Currency Diamond Credit Card is a credit card from Shanghai Commercial Bank on the UnionPay network. It has an annual fee of HK$1,200. The welcome offer is Up to HK$1,000 cash rebate for new customers (HK$600 of it for spending HK$9,000, the rest for an instalment plan, Octopus automatic add value and a bill payment), or a 12-month interest-free cash instalment of up to HK$100,000.

Verified 8 Oct 2026

Key facts

Annual fee
HK$1,200
Purchase APR
35.91% APR
Foreign transaction fee
1% (none on renminbi)
Network
UNIONPAY
Welcome offer
Up to HK$1,000 cash rebate for new customers (HK$600 of it for spending HK$9,000, the rest for an instalment plan, Octopus automatic add value and a bill payment), or a 12-month interest-free cash instalment of up to HK$100,000

Benefits and perks

  • Pays in Hong Kong dollars and renminbi from one card.
  • Up to 6% cash rebate on designated spending, under a Shanghai Commercial Bank offer.
  • Free travel insurance of up to HK$500,000 for trips of up to 90 days.

Questions about the Shanghai Commercial Bank UnionPay Dual Currency Diamond Credit Card

What is the annual fee on the Shanghai Commercial Bank UnionPay Dual Currency Diamond Credit Card?

The Shanghai Commercial Bank UnionPay Dual Currency Diamond Credit Card has an annual fee of HK$1,200.

Is the Shanghai Commercial Bank UnionPay Dual Currency Diamond Credit Card worth it?

The Shanghai Commercial Bank UnionPay Dual Currency Diamond Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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