SpareBank 1 Mastercard
No ratings yetNot yet rated
SpareBank 1 · MASTERCARD
The SpareBank 1 Mastercard is a credit card from SpareBank 1 on the Mastercard network. It has an annual fee of NOK 0.
Verified 9 Oct 2026
Key facts
- Annual fee
- NOK 0
- Purchase APR
- 21.62% p.a. (effective 23.9% on NOK 15,000 over 12 months)
- Foreign transaction fee
- 2%
- Network
- MASTERCARD
Benefits and perks
- Discounts on concerts, theatre and other culture events.
- Up to 45 days interest-free.
- Travel and cancellation insurance when at least half of the trip is paid with the card.
- Optional ID theft insurance for NOK 25 a month.
Questions about the SpareBank 1 Mastercard
What is the annual fee on the SpareBank 1 Mastercard?
The SpareBank 1 Mastercard has an annual fee of NOK 0.
Is the SpareBank 1 Mastercard worth it?
The SpareBank 1 Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from SpareBank 1
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement